averter

Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

以风态度区隔市场，得到风趋避型、平衡型及爱型三族群。

Risk averter prefers bank deposit and insurance, Risk lover prefers foreign exchange and stock and Risk balancer prefers futures.

而风趋避型较偏银行存款和保，风爱型较偏外汇和股票，风平衡型偏期货。