Ignorance of the future carries a cost today: ambiguity makes risks uninsurable, or at the very least prohibitively expensive.

对未无知在今了代价：模糊性使风无法投保，或者至少保价格高得令人望而却步。

Although they may not seem like the most deserving beneficiaries, helping people share uninsurable risks is a worthy goal for governments.

尽管他们可能看起不是最值得受益者，但帮助人们分享无法保风是政府值得追求目标。

And for the average person, if insurance becomes unaffordable, that's really the same as saying that they are uninsurable really is whether you can actually afford to pay for the cover that counts.

对于普通人说， 如果买不起保，那就等于说他们无法投保， 真正重要是你是否真有能力支付重要保费用。