Ignorance of the future carries a cost today: ambiguity makes risks uninsurable, or at the very least prohibitively expensive.

对未来的无知在今天带来了代价：模糊性无法投保，或者至少保的价格高得令望而却步。

Although they may not seem like the most deserving beneficiaries, helping people share uninsurable risks is a worthy goal for governments.

尽管他可能看起来不是最值得的受益者，但帮助享无法保化的是政府值得追求的目标。

And for the average person, if insurance becomes unaffordable, that's really the same as saying that they are uninsurable really is whether you can actually afford to pay for the cover that counts.

对于普通来说，如果保变得负担不起，那就等于说他无法投保，真正重要的是你是否真的有能力支付保费用。