If the worst happens, he doesn't want to run the risk of being underinsured.

如果最坏情况发生， 他不想冒险不险。

And our health care system, that makes some folks uninsured and other folks underinsured, doesn't prioritize people who need access now and need medications now.

我们健系统使一些人没有险， 而另一些人险不，并没有优先考虑现在需要就和需要药物治人。